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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

IIHS: The Safest Cars of 2022

Car buyers who consider safety a must-have feature can now choose from an even greater variety, according to the 2022 Insurance Institute for Highway Safety’s TOP SAFETY PICK award list. This year’s list recognized 101 vehicles in all, naming 65 models TOP SAFETY PICK+ choices and another 36 TOP SAFETY PICKs. In the annual TOP SAFETY PICK awards, the IIHS announces which new models performed...

Insure the Ones You Love

February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones. Why Is...

3 Myths About Workers’ Compensation

Workers’ compensation insurance is essential for any business with employees. Unfortunately, myths about workers’ compensation coverage abound. These misconceptions can have an impact on the overall success of your business. The following are some of the most common myths among business owners concerning workers’ compensation insurance: My Business Is Small with Low Risk of Injury, So I Don’t Need Workers’ Compensation Insurance. Regardless of the...

4 Ways to Protect Your Rental Property

Renting out a property is a great way to generate passive income, but there are always some risks involved. Those risks include liability for injuries sustained on the property, physical damage to the property itself, and non-paying tenants. Taking the following steps can help minimize your risk as a landlord. Purchase Landlord Insurance This is essential protection to cover common occurrences such as fire, lightning,...

Is Auto Insurance Tax Deductible? It Depends

Using a car for work Generally, you can calculate business vehicle expenses one of two ways: the standard mileage rate or the actual expense method. Depending on your situation, you might qualify for one or both methods. If you qualify for both – and you don’t mind crunching the numbers – it might be worth it to calculate both ways to see which method gets...