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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

5 Brilliant Ideas for Your ‘Bonus’ Room

Maybe your tax refund is burning a hole in your pocket. Or maybe your son or daughter finally fled the nest and the empty room is driving you crazy. Whatever your motivation, there are lots of reasons to personalize some extra space in your home. Even better? Consumer Reports estimates that adding a flex or double-duty room can potentially boost your home’s value by 4...

How to Roll Over Your 401(k)

If you leave your job for reasons other than retirement, you have four options on what to do with your 401(k). You can: Leave it with your former employer Consolidate it into your new employer’s 401(k) plan Cash it out Roll it over into an IRA or Roth IRA. Rolling Over a 401(k) to an IRA IRAs offer more investment options than 401(k)s. IRA fees...

15 Signs It Might Be Time to Have an Insurance Agent

Why do you need an insurance agent? Insurance agents are professionals who know the nuances of the industry. Although you can shop for quotes, policies, or endorsements by yourself, it’s best to have an expert by your side to help you understand the best coverage options for you and your family. (Related: 9 Life Changes to Tell Your Insurance Agent About) Here are some advantages...

Preparing for the Life Insurance Examination

The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...

Avoiding Workers’ Comp Fraud

Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses.  How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...